Independent & Unbiased Valuation
Jonathan provides licensed residential real estate appraisals for homeowners, lenders, attorneys, and agents across Maryland, Washington D.C., and Virginia — from purchase and refinance reports to estate and litigation support.
Appraisal Services
Each report is scoped to its intended use — lending, legal, or personal — so you're not paying for more than the situation calls for.
Full interior/exterior appraisals for conventional, FHA, and VA transactions, delivered on the lender's timeline.
Documentation to support removing private mortgage insurance once equity has crossed the required threshold.
Retrospective valuations for estate settlement, probate, and tax reporting purposes.
Objective, defensible reports prepared for equitable distribution and court proceedings.
An independent opinion of value before you set a list price, separate from an agent's market analysis.
Supporting evidence for homeowners challenging a county assessment they believe overstates market value.
How It Works
A typical assignment moves through four stages, usually within 3–5 business days of inspection.
Call or submit a request with the property address and the reason for the appraisal.
On-site measurement, condition assessment, and photographs of the subject property.
Comparable sales research and adjustment analysis specific to the neighborhood.
A completed, USPAP-compliant report delivered to you or directly to your lender.
About
Jonathan is a licensed residential appraiser based in Hanover, Maryland, providing independent, USPAP-compliant valuations for homeowners, lenders, attorneys, and agents throughout Maryland, Washington D.C., and Virginia. With years of experience and 1,000+ appraisals completed, Jonathan brings a steady, defensible opinion of value to every assignment.
Every report is built on an in-person inspection and local market data — not a desktop estimate — so you get a defensible opinion of value you can rely on for lending, legal, or personal decisions.
Tool
A quick estimate for planning purposes — your lender will provide exact figures including taxes and insurance.
FAQ
Common questions about the appraisal process and what a report actually covers.
A residential appraisal is an independent, professional opinion of a property's market value, prepared by a state-licensed appraiser following USPAP reporting standards. It's based on an in-person inspection combined with an analysis of comparable sales in the area.
Lenders require an appraisal for most purchase and refinance transactions to confirm a property supports the loan amount. Appraisals are also used for estate settlement, divorce proceedings, PMI removal, pre-listing pricing, and property tax appeals — anywhere an independent, defensible value is needed.
Most assignments are completed within 3–5 business days from the on-site inspection, though timelines can vary depending on property complexity and the purpose of the report.
The appraiser measures the home, documents its condition, and photographs the interior and exterior. This typically takes 30–60 minutes depending on the size and layout of the property.
Yes. Reports can be delivered directly to a lender, attorney, or other third party as required, in addition to the property owner.
Credentials
Call directly to discuss your property and timeline. Lenders, attorneys, and agents welcome.
Homeowners, lenders, attorneys, and real estate agents throughout Maryland, Washington D.C., and Virginia who need a credible, independent opinion of residential value.